BISP has enabled thousands of women all over Pakistan to cope up with household expenditure. To most of them, it is a long-overdue financial respite which comes every couple of months. However, something very serious has emerged, recently some women are losing their BISP accounts, because it is labeled as inactive.
This article will tell you why that is, what the system reckons is inactive and what you can do to ensure your account remains active.
What is Going On With BISP Accounts?
Many women who have failed to withdraw their BISP payments two or more times are being blocked by their BISP accounts. This is not a mistake but this is the way the system has been coded.
In case one fails to receive their payments frequently, the system determines that one is no longer in need of the aid and this results in the account being either frozen or inspected.
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Common Account Block Messages and their meaning (BISP Accounts)
When an account is blocked or restricted, the alerts normally display one or more of the following words:
- Category 1 (NSER) -Your record is in the national household survey data base.
- Closed by Bank (SBP) – The account of the State Bank has been temporarily blocked, which could be through inactivity.
- Regulator Blocked -Your account has been blocked by the system rules or instructions.
- ATC : A system tag commonly assigned on accounts which are reviewed.
- Transactions prohibited- LNL, Most probably because there has been no transacting activity over a long period.
Such messages may sound technical but they all lead to the fact that your account has not been used regularly.
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The Reasons of Blocking BISP Accounts
Not all women take out money as regular as it does; it is because:
- Lack of knowledge on date of arrival of funds
- The problem with accessing ATMs or payment points
- Medical issues or personal drawbacks
- Nostalgically, believing that the money can remain in the account till later times
Unluckily, the system is not aware of the cause. When the money is not paid, it only takes the liberty that you do not need it anymore and can avoid giving you the subsequent payments.
For More Detail visit The BISP Official Website https://bisp.gov.pk/
What to do Now for BISP Accounts
These are the steps that you, and/or a person you know, should take as soon as possible in case you are, or someone you know is, under the BISP program:
- Get out Your Money : When you do not need to use an amount of money at the time, always aim to retrieve it as quickly as possible after release of the payment.
- Keep Informed : The 8171 SMS service is a way to know your status and payment details. It is free and very simple.
- Go To Your Nearest Center : Make sure to process all payments in the closest office or payment center of BISP, in case you have spotted that your account is blocked or displays some odd messages. Carry along your original CNIC.
- Communication of the Information : Inform the other women in your neighborhood about cancelling their payments on time in order to keep their accounts safe by talking to their friends, neighbors and relatives.
Frequently Asked Questions (FAQs) BISP Accounts
Final Thoughts (BISP Accounts)
The BISP program is there with a purpose to help women and low-income families in Pakistan, yet to get the help, you are required to stay active. Failure to use your account may result in mislabeling of inactivity or non-necessity.
All you need to do is regularly withdraw your money and keep yourself informed. We can remain aware, alert and informed- about ourselves, about our families and about our community.
